Luck?

A Megabus crashed yesterday due to a blown tire with many passengers injured and one fatality. Here's one person's story:

Siegal said she believed she was uninjured because her father gave her a dollar to give to charity, a Jewish tradition that helped protect her en route.

"I believe it was that money that kept me out without a scratch," said Siegal.

How can any sane person believe that? First off.. . . how does it work? What's the mechanism by which money given in one place turns into some sort of protective shield for you in an entirely different place? How does that even sound plausible? And, if you're so protected why didn't this bit of sorcery prevent the bus tire from blowing in the first place?

What about the other people who got off the bus without a scratch? Did they all give a dollar to charity? If not isn't it more reasonable to 'believe' that the nature of the crash was that not everyone was being maimed and you happen to be in that group? What if you had given 2 dollars? Maybe you get off the bus without a scratch and you're teeth are magically straightened.

Why do we rush to the unreasonable scenario?